Building the infrastructure for credibility-driven credit.

At Roja Technologies Inc., we are building infrastructure for a more transparent and credibility-driven credit system. Through our flagship platform, Roja App, we enable structured peer-to-peer lending by combining identity verification, behavioral scoring, and automated repayment systems to expand access to capital while reducing lending risk. We are pioneering the first ever app-based peer-to-peer credit marketplace in Nigeria.

We operate with a strong emphasis on trust, data protection, and responsible financial practices. We comply with applicable Nigerian digital lending guidelines under the Federal Competition and Consumer Protection Commission (FCCPC) and maintain data protection compliance under the Nigeria Data Protection Act (2023). Our platform is supported by regulated banking infrastructure and frameworks introduced under the CBN's open banking initiatives.